Long Term Care


As you get older, there’s a good chance you’ll require some type of long term care services. Long term care provides assistance for you when you can no longer take care of yourself due to an accident, disability, or chronic illness. Long term care services are not typically covered by health insurance or Medicare and can include:

 In-home care

 Nursing home or skilled nursing facility care

 Assisted living facility care

 Adult day-care

 Alzheimer’s unit care

 Hospice care

Will you be able to afford long term care?

Long term care services are expensive:

 In 2017, the average cost to stay in a semi-private room in a nursing home for one year was $7,148 a month.* (Genworth)

How can long term care insurance help?

Long term care insurance provides many benefits:

Helps pay for the high cost of this care

Protects your retirement savings

Helps you stay at home for as long as possible

Helps you avoid becoming a financial burden to your children