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Are you an investor who wants your money always working for you?
With a Securities-Backed Line of Credit (SBLOC), you can keep your investments fully invested while borrowing against your managed accounts—giving you liquidity without disrupting your strategy.
Brought to you by Charles Schwab and Karstens Wealth
What Is a Securities-Backed Line of Credit?
A securities-backed line of credit allows you to pledge eligible investments as collateral in exchange for a revolving credit line. This gives you fast access to cash while keeping your assets in the market and potentially growing.
Simple Process
Set up Investment Managed Account. Quick and simple underwriting process.
5 to 10 Day Turn Around
Get Investment Account Set up with Charles Schwab, Apply for loan, simple documentation.
Expert Advice
Get advice from experienced team with your best interests in mind. Excellent Investment Advisor Advice and Managed Accounts
Loan Amounts As High As 95%
Very High Loan Amounts with Fully Diversified Investment Portfolios
*Offering through Karstens Financial and Karstens Wealth. Lending through Charles Schwab
Why Investors Use Asset-Based Lending
Extremely Competitive Rates
LIBOR-based variable options + fixed-rate options available.
Fast Turnaround
Loan documents delivered within 5 business days.
Keep Your Investments Working
Access liquidity without selling your securities.
Flexible Collateral Options
Borrow as an individual, business, or trust.
Use multiple portfolios as collateral if needed.
Smooth ACAT Transfers
Use financing to pay off existing loans and transfer accounts seamlessly.