About Karstens Financial

Karstens Financial is an Independent Insurance Broker and Financial Advisor.  We are a trusted single point of contact to all your insurance and financial needs.

  • Access to multiple companies and a wide range of products.
  • Unbiased and objective advice to our clients to find the right coverage even in hard situations.  
  • Claims Assistance and Advocacy
  • One single service contact

  Our goal is to have your best interests in mind.  Anchor Your Future with Karstens Financial

Building Relationships


Enjoy the personalized attention you deserve! Karstens Financial is committed to treating you with courtesy and integrity.  We are realistic, honest and will work hard to give the very best advice and help you achieve results you want. 


What does this means to you? Karstens Financial works with a number of difference insurance companies not just one! Why get one quote when you are searching for coverage, when we can provide multiple! For instance, we work directly with over 20 different auto and home insurance carriers to find the best coverage and cost to meet your needs. Unlike directly sold insurance carriers (State Farm, Allstate, Farmers) will price out all of our carriers to find the best cost and coverage.  When you think of insurance, think of Karstens Financial! Our goal is to make sure you have the answers you need to make proper informed decisions about your insurance.  

Karstens Financial offers an Insurance and Finance review as a complimentary service because we want you to clearly understand your insurance policies, your plans, and most importantly your options. This is a meeting where you and one of our team members reviews your current situation – family, business, finances, property, and long-term plans and goals. We use this information to identify risks you may not have considered and we look for any discount opportunities. We identify your goals and evaluate your current plans


Every minute counts…Don’t find out the hard way about protection you wish you had. An Insurance Review is easy and it’s complimentary.

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Jake Karstens

 Jake attended Rollins College in Florida, graduating with a degree in Economics in 2002. He continued his education with coursework in financial planning at DePaul which he completed in 2004.  He holds currently holds 6 insurance and financial licenses, including his Series 65. Time is important in financial planning. Don’t find out the hard way about protection you wish you had or money you wish you would have put away. “He who hesitates is lost.  Life is meant to be Led, Live it!"  Jake loves to sail, golf spends time in Florida, Texas and Chicago.  

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Eina Edison Karstens

Eina is Jake Karstens little sister!  In 2016, Eina Karstens joined Karstens Financial after receiving her Bachelor’s Degree in Communications from Angelo State University. She enjoys a team that has passion and drive for selling insurance. In addition, Eina has made insurance life long career.  She is excellent at helping small businesses with their insurance policies and individuals with their auto and home needs. She also works on developing relationships with loan officers, banks, car dealerships and more.

Service Team

Weena Navarro

Weena Bernardo

Weena has 7 strong years in the insurance industry backed-up with 12 years of sales background and her Bachelor’s Degree of Nursing. Her strong point is her experience with customer service and management. Weena is a warm-hearted person whom is very passionate with her job. Weena takes the lead of Customer Experience and in-charge of retentions and customer satisfaction. If you encounter any difficulties in your end, you would definitely want to talk to Weena because she will definitely help you with it!

Cherilyn Georpe

Cherilyn is a Secondary Math teacher by profession, but in 2006 she decided to venture the Insurance industry. She is in the Insurance business for 15 years catering customer service, processing coach, and a service manager. She is an advocate to be better by 1% daily, exploring new things and be excellent at it is a great adventure. In my free times, I love to write stories about love, success, and adventure..

Commercial Intake Advisors

Bernie Lopez

Bernie is in charge of our sales email address and initial calls to qualify our commercial clients.  He is an easy guy to talk to and a team player.  Bernie makes things happen.  He is an industrial engineer, father and good friend that will help you to the end!  
Bernie is fluent in Spanish and English.  Bernie Studied at Utel University.

Bryan Misa

Bryan Misa

Bryan is a registered nurse by profession. He is a jack of all trades backed up with an extensive exposure in the insurance industry relating to sales, training and development and customer service. Tech-savvy, friend to all and street food connoisseur. From personal lines to property and casualty, he is someone you can definitely reach out to. Also has a hand at marketing, sourcing and everything else in between!

Ken Kemp

Ken Kemp

Ken is an intake advisor at Karstens Financial, with an extensive knowledge in commercial insurance. Previously worked in sales department for OnStar and was awarded as top performer. He also handled several accounts like Synchrony Financial, BMO Harris Bank, PayPal and Sprint. He was a graduate of Associate in Computer Technology but lean into sales as that is his forte. He loves playing basketball and eating spicy crunchy food.

Felipe Lopez

Felipe has a Bachelor degree in Marketing with over 21 years of experience, he is passionate and expert in Sales & Customer Service. Started working in the hospitality industry in 1999 for some of the Top Hotel Brands & Cruise Lines in the World, working in 5 continents and had the privilege of visiting more than 50 countries. He is a Soccer Fan and player, Lover of great food and his most important thing is spending time with his Wife and Family.

Katarina Scekic

Katarina Scekic

Katarina was born in Montenegro Europe. A beautiful little country in the Adriatic Coast. Graduated in 2011 with a Master degree in Hotel Management, speaks and writes English, Spanish, Serbian, Russian, Bosnian, Croatian. With 10 years of experience in Sales, Customer service and Marketing. Loves life, food, and family

Personal Lines Intake Advisors

Roxanne Senarillos

Roxanne Senarillos

Roxie graduated with a Bachelors degree in Nursing. She started as a nurse and found her passion in the Insurance Industry with 8 years experience. She excels in customer service, back office support! Other than work, she is passionate about being a new mom.

Karstens Finanical LLC
1415 W 22nd St Tower Floor
Oak Brook, IL 60523
United States
Telephone: 773-657-8400
Telephone: 855-657-8400
E-Mail: support@karstensfinancial.com
9:00 am - 5:00 pm
9:00 am - 5:00 pm
9:00 am - 5:00 pm
9:00 am - 5:00 pm
9:00 am - 5:00 pm

By Appointment Only:  Florida Office: 2431 Aloma Ave. Suite 235 Winter Park Florida 32792



Karstens Financial LLC is licensed in Arizona, California, Colorado, Florida, Georgia, Illinois, Michigan, Missouri, Montana, North Carolina, Ohio, South Carolina, Texas, Virginia, Wisconsin, Wyoming and Growing!