Home Healthcare Coverage
Home healthcare is a large and crucial industry, but it can be hard to find insurance coverage for businesses with a wide range of locations, activities, and scopes. Luckily, Karstens Financial has access to industry leading markets that specialize in health and home healthcare.
In the event an employee suffers an injury or disease arising in the course and the scope of their employment, regardless of negligence on your part. (Available for purchase as a separate policy.)
In the home healthcare business, workers comp coverage follows your employees to each site they visit.
Health worker liability coverage
In case a third party alleges bodily harm, injury or property damage caused by your negligence.
Damage to others’ property in your care
In case an accident causes damage to someone else’s property that’s in your care, custody or control. (Available for purchase on select policies.)
To protect you, your drivers and your business in many important ways. (Available for purchase as a separate policy.)
Coverage for property losses
For things like vandalism to your business, fire damage to your equipment and more.
Healthcare equipment coverage
For equipment stolen from your building, at a patient’s home or somewhere else. (Available for purchase as an additional coverage.)