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Our experienced surety brokers provide our clients with the right bond at the best price, regardless of credit. Get the best rates today for the following bond types:

  • Bid Bonds
  • License & Permit Bonds
  • Maintenance Bonds
  • Payment Bonds
  • Performance Bonds
  • Site Improvement Bonds
  • Subdivision Bonds

Our decades of experience working with contractors and real estate developers allow us to offer a complete range of insurance and risk management products and services for the construction industry.



Contractor license bonds, and surety bonds in general, are more correctly described as a line of credit, rather than insurance. Upon getting licensed in many states, contractors need to obtain a license bond from a surety bond company against a premium. This bond is an agreement among the contractor, the state licensing agency or board and the surety company.

The bond places conditions on contractors to comply with state and federal laws and regulations for contractors. If a contractor violates the law, the licensing board may file a claim against the bond. Typically, state law also specifies the particular violations that are covered by the contractor license bond.

An ERISA fidelity bond is a type of insurance that protects the plan against losses caused by acts of fraud or dishonesty. Fraud or dishonesty includes, but is not limited to, larceny, theft, embezzlement, forgery, misappropriation, wrongful abstraction, wrongful conversion, willful misapplication, and other acts. Deductibles or other similar features are prohibited for coverage of losses within the maximum amount for which the person causing the loss is required to be bonded. In addition, it is important to make sure that the plan is named (or otherwise specifically identified) as an insured party on the bond so that the plan can recover losses covered by the bond.

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