About Us

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Anchoring Your Future

 Karstens Financial's goal is to provide quality information to our clients so that they can make informed decisions regarding insurance and financial goals.

Are you trying to determine what is the best coverage for you or your business? If so, Karstens Financial can provide quotes and clearly explain the difference in coverage so that the decision process easier. 

Have you thought of how to secure your business finances so that it will survive for decades to come? Don't worry if you haven't, Karstens Financial provides planning services so you can enjoy the present and not have to worry about your company's future. 
We offer complimentary Insurance review because Karstens Financial wants to help its clients understand their options for insurance policies and financial plans. This review is performed by a licensed practitioner in a comfortable sit down setting. We will review your current situation – family, business, finances, property, and long-term plans and goals. 

That information will be used to identify risks you may not have considered. We will help you identify goals and evaluate your current plans to save and invest for a protected future. 

Every minute counts…Your security equals peace of mind. ​ business insurance travel insurance

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About Karstens Financial

 Karstens Financial was established by Dennis J. Karstens, better known as Jake. He commenced his professional career in 1998 as an intern and in 2002 as Regional Sales Representative for Deutsche Bank.  At Deutsche bank he grew professionally obtaining licenses and learning about products including mutual funds, managed accounts, annuities, and retirement plans. 


 

In 2006, Jake Karstens joined the team at Managers Investment Group, where he initially functioned as a Regional Sales Representative. Dennis Karstens’ performance led to several promotions including Senior Regional Sale Rep and then Regional Director covering the central region of the country.

Starting in late 2008, Jake channeled his experience into a position as an independent insurance broker and financial advisor. He has grown his practice year by year primarily through referrals from existing clients. He helps each client with their individual insurance and financial situation. He has truly found his calling in helping people with their financial goals.


Jake Karstens joined Interactive Financial Advisors to offer financial planning and money management to his clients. Jake offers financial planning as a complimentary service to his clients. He wants to help clients understand their insurance policies, financial plans, and most importantly, their options.


Meeting with Jake simply means sitting down and reviewing your current situation – family, business, finances, property, and long-term plans. He will then use this information to identify a process to achieve your goals.

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Build Our Relationship

 

Enjoy the personalized attention you deserve! Karstens Financial is committed to treating you with courtesy and integrity.  We are realistic, honest and will work hard to give the very best advice and help you achieve results you want. 


What does this means to you? Karstens Financial works with a number of difference insurance companies not just one! Why get one quote when you are searching for coverage, when we can provide multiple! For instance, we work directly with over 12 different auto and home insurance carriers to find the best coverage and cost to meet your needs. Unlike directly sold insurance carriers (State Farm, Allstate, Farmers) will price out all of our carriers to find the best cost and coverage.  When you think of insurance, think of Karstens Financial! Our goal is to make sure you have the answers you need to make proper informed decisions about your insurance.  

Karstens Financial offers an Insurance and Finance review as a complimentary service because we want you to clearly understand your insurance policies, your plans, and most importantly your options. This is a meeting where you and one of our team members sits down to review your current situation – family, business, finances, property, and long-term plans and goals. We use this information to identify risks you may not have considered and we look for any discount opportunities. We identify your goals and evaluate your current plans


Every minute counts…Don’t find out the hard way about protection you wish you had. An Insurance Review is easy and it’s complimentary. ​​

Our Team

D. Jake Karstens

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 Jake attended Rollins College in Florida, graduating with a degree in Economics in 2002. He continued his education with coursework in financial planning at DePaul which he completed in 2004.  He holds currently holds 6 insurance and financial licenses, including his Series 65. Time is important in financial planning. Don’t find out the hard way about protection you wish you had or money you wish you would have put away. “He who hesitates is lost.  Life is meant to be Led, Live it!"  Jake loves to sail, spends time in Florida, Texas and Chicago.

Rosie Cappetta

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 Rosie Graduated from the University of Maryland in 2015.  She is our Wearer of many hats.  Native-like fluency in Spanish,French and English. Natural writer, performer, and teacher. Experienced in service and sales and marketing. Caffeine addict and eco-nerd.  

Eina Karstens

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In 2016, Eina Karstens joined Karstens Financial after receiving her Bachelor’s Degree in Communications from Angelo State University. She enjoys a team that has passion and drive for selling insurance. In addition, Eina has made insurance life long career.  She is excellent at helping small businesses with their insurance policies and individuals with their auto and home needs. 

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Contact Us

Contact us for an insurance quote or review

Mailing Address: No overnight packages: 

1608 S. Ashland Ave #55278

Chicago, IL 60608-2013


Florida Office:

695 Minnesota Ave Winter Park, FL 32792


San Antonio, Texas:

Please call for an appointment

Karstens Financial

625 N. Michigan Ave Suite 1710 Chicago IL 60611

855-657-8400

Hours

Monday - Friday: 9am - 5pm

Saturday: By appointment

Sunday: Closed

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Privacy Policy

 

Karstens Financial Privacy Policy

What information do we collect?

We collect information from you when you request a quote, register on our site, subscribe to our newsletter, respond to a survey or fill out a form.

When requesting a quote or registering on our site, as appropriate, you may be asked to enter personal information, financial information, health-related information, and other sensitive information. You may, however, visit our site anonymously.

What do we use your information for?

Any of the information we collect from you may be used in one of the following ways:

  • To personalize your experience
    (your information helps us to better respond to your individual needs)
  • To improve our website (we continually strive to improve our website offerings based on the information and feedback we receive from you)
  • To improve customer service (your information helps us to more effectively respond to your customer service requests and support needs)
  • To process business transactions Your information, whether public or private, will not be sold, exchanged, transferred, or given to any other company for any reason whatsoever, without your consent, other than for the express purpose of delivering the purchased product or service requested.
  • To administer a contest, promotion, survey or other site feature
  • To send periodic emails The email address you provide for processing quotes, may be used to send you information and updates pertaining to your quote request, in addition to receiving occasional company news, updates, related product or service information, etc.
    Note: If at any time you would like to unsubscribe from receiving future emails, we include detailed unsubscribe instructions at the bottom of each email.

How do we protect your information?

We offer the use of a secure server. All supplied sensitive/credit information is transmitted via Secure Socket Layer (SSL) technology and then encrypted into our Payment gateway providers database only to be accessible by those authorized with special access rights to such systems, and are required to keep the information confidential.

Do we use cookies

Yes (Cookies are small files that a site or its service provider transfers to your computers hard drive through your Web browser (if you allow) that enables the sites or service providers systems to recognize your browser and capture and remember certain information

We use cookies to help us remember and process the items in your shopping cart, understand and save your preferences for future visits, and keep track of advertisements and compile aggregate data about site traffic and site interaction so that we can offer better site experiences and tools in the future. We may contract with third-party service providers to assist us in better understanding our site visitors. These service providers are not permitted to use the information collected on our behalf except to help us conduct and improve our business.

Do we disclose any information to outside parties?

We do not sell, trade, or otherwise transfer to outside parties your personally identifiable information. This does not include trusted third parties who assist us in operating our website, conducting our business, or servicing you, so long as those parties agree to keep this information confidential. We may also release your information when we believe release is appropriate to comply with the law, enforce our site policies, or protect ours or others rights, property, or safety. However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.

Third party links

Occasionally, at our discretion, we may include or offer third party products or services on our website. These third party sites have separate and independent privacy policies. We therefore have no responsibility or liability for the content and activities of these linked sites. Nonetheless, we seek to protect the integrity of our site and welcome any feedback about these sites.

California Online Privacy Protection Act Compliance

Because we value your privacy we have taken the necessary precautions to be in compliance with the California Online Privacy Protection Act. We therefore will not distribute your personal information to outside parties without your consent.

Children's Online Privacy Protection Act Compliance

We are in compliance with the requirements of COPPA (Children's Online Privacy Protection Act), we do not collect any information from anyone under 13 years of age. Our website, products and services are all directed to people who are at least 13 years old or older.

Terms and Conditions

Please also visit our Terms and Conditions section establishing the use, disclaimers, and limitations of liability governing the use of our website at /terms/.

Your Consent

By using our site, you consent to our privacy policy.

Changes to our Privacy Policy

If we decide to change our privacy policy, we will post those changes on this page.

Opt-Out

If you'd like to opt-out of any storage of personal identifiable information, please contact us using the email address below.

Contacting Us

If there are any questions regarding this privacy policy you may contact us using the information below.