As a contractor, you have a lot to juggle, contracts, multiple jobs, lots of different hats, insurance certificates, bonds, sales. Knowing that you have the right coverage your business needs, from your tools and crew to the very work you perform will help you keep all the balls in the air. Karstens Financial understands Your complex needs, which is why we developed a special contractors insurance program. From property damage to tools to contractor liability insurance, this mix of policies, endorsements and services gives your business the protection it really needs.
In the event an employee suffers an injury or disease arising in the course and the scope of their employment, regardless of negligence on your part. (Available for purchase as a separate policy.)
Completed operations coverage
For third-party claims alleging bodily injury and/or property damage caused by your business’s completed work.
Contractors Errors or Omissions
If the work you perform was done incorrectly or negligently. (Available for purchase as an additional coverage.)