Each year there are 29.2 million emergency room visits, 4.5 million dog bites, and 4.4 million medically consulted motor-vehicle injuries, with motor vehicle deaths, injuries and property damage costs $377.8 billion on average. In addition to accidental physical injuries, a Personal Umbrella policy also protects against libel and slander. This becomes more critical to your clients as social media use continues to increase across all age groups..

Coverage Details and Features

Available Limits

  • Primary and Excess Coverage limits available
  • Monoline Comprehensive Personal Liability available
  • Uninsured and Under-insured Motorist Coverage limits up to $1 million
  • Admitted & non-admitted markets
  • Youthful drivers/High-risk drivers
  • Extending over disclosed residences/autos/drivers/watercraft/vacant land/farmers
  • Canadian national coverage available
  • Minimum underlying layer:
    • Home: $300K
    • Auto: $250/500/100 or 300 CSL

Additional Features

  • Multiple residences and vehicles are eligible