Real Estate Backed Loans Commercial Real Estate Loans Nationwide. From $100,000 to $50 Million Get Started Now Commercial Real Estate LoansWe lend private money secured by commercial real estate of all types: office buildings, retail space, warehouses, rental real estate, single family, multi family, vacation homes and more. Foreign NationalsKarstens Financial works with foreign nationals interested in owning or investing in the American Dream. Fix & Flip LoansWe lend to investors in the business of purchasing distressed properties, fix them up and resell or buy and hold Hard Money LoansWe are Hard Money lenders who offer fast, flexible, Private Money and Bridge loans that make sense for you New Construction Ground Up 12 – 24 Months Loans from $100k to $3M Up to 75% of Initial Advance; Up to 90% Total Loan-to-Cost Rates Start at 7.99% Fix and Flip After Repair Value (ARV)12-Months(Extended Terms Available)Loans from $50k to $7.5M Up to 90% of the purchase price + 100% of renovation cost Rates Start at 7.49%. Rental FinancingBuy-to-Rent24-Months(Extended Terms Available) Loans from $50k to $7.5M Up to 80% LTV Rates Start at 7.49% Rental FinancingLong-Term30-Years(Amortization Options Available) Loans from $50k to $2M Up to 80% LTV Rates Start at 3.75% Multi-FamilyFix and Flip & Long-Term Rental30-Years Loans from $250k to $3M Up to 75% LTV Rates Start at 4.50% Get Started Now