Trucking and Equipment Financing

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Semi-Truck and Truck Financing

We are the top lending firm that provides truck financing for companies. Lots of trucking firms have a hard time accessing the much-needed financing options from lending institutions. Our objective has always been to help with competitive loans to these trucking companies to enable them to manage their cash flows properly.

The trucking business is a capital intensive venture with high and low months when business and the resultant cash flows fluctuate widely. The loans for truckers cover a number of areas such as covering the numerous tolls, hiring new drivers, expanding your existing fleet and general maintenance costs.


Why borrow from us?

Traditional lending institutions typically require lengthy documentation and extensive credit verification processes. This simply means even if you are approved it might still take a couple of days before your loan facility is disbursed. At Karstens Financial we want to cut through the red tape to help you get the much-needed credit in a short time so that you can take care of your pressing financial needs. That’s why our loan application process is fast, simple, and straightforward. Once you avail your basic business data, we will review the business and financial performance and inform you about your application process within a matter of hours.

When should I apply for a trucking loan?

It doesn’t matter whether the business climate is on the upswing or the downswing, firms and individuals will always need a way to transport their goods. This means that at any point in time your trucking company may be in need of trucking business loans. If you are seeking to expand your fleet, automate your business, or open up new branches, then you will need a loan facility. Most importantly, if your business is going through a short-term financial crisis where your books aren’t balancing, then a trucking loan will help you plug that hole.

The benefits of our commercial truck financing

One of the reasons why we’ve been able to have such a great pool of clients is because we have a quick approval process, with funding occurring in two business days or less. A poor credit record is not necessarily a problem since we take an in-depth look at the overall business performance. We also provide a wide array of Trucking Business Loans that can be used as capital for any business expense. Keep in mind that our repayment process is tailored to meet your business’s unique cash flow model. These are some additional benefits of equipment financing for a trucking business.

Types of trucking Loans

When it comes to accessing the much-needed trucking loan, you simply need to think through four things. That is a business history, credit history, repayment period, and cash-flow. First, we can advance you a small secured business loan with repayment terms that can last for a couple of years.

We can also advance to you a merchant cash advance which is mainly needed for financial emergencies. Though the fees can run high, it is still the best option when you need the money immediately. Lastly, you can get a working capital loan that can help you meet the day-to-day expenses in the short run.objective