Thank you! Want to run your own quick quote?
Thank you for reaching out, someone from Karstens Financial will be in touch within 12 hours.
If you have a main street business, you may apply and get a quote directly with Next Insurance and possible get a policy today.
If not you are in the right place! Karstens Financial helps our clients with hard to place insurance and insurance at the right price.
In the mean time, our team will follow up and we have over 30 direct carriers and 100’s other carrier we work with to provide you coverage. What carriers do we represent? Most are here
If you have one of the businesses listed below. You can run a quick quote with Next Insurance Or THIMBLE! IF NOT Karstens Financial can run Your Quote and Give You the Best Pricing and Coverage!
GENERAL LIABILITY
Auto Service and Repair
Auto Body Shop
Auto Parts Store
Auto Repair Shop
Car Wash
Oil Change Station
Tire Shop
Beauty and Personal Care
Barber
Beautician
Cosmetologist
Day Spas
Esthetician Services
Hair Stylist
Laundry Services
Makeup Artists
Nail Technician
Personal Assistant
Shoe Repair
Tailors, Dressmakers and Custom Sewers
Cleaning
Carpet Cleaning
Floor Waxing
House Cleaning and Maid Service
Janitorial Services
Pressure Washing
Window Cleaning
Consulting
Art Consultants
Business Consulting
Employment Agencies
IT Consulting or Programming
Occupational Health and Safety Specialists
Product Designer
Safety Consultant
Training and Development Specialists
Translator
Contractors
Appliance Installation, Service and Repair
Debris Removal
Fence and Gate Installation
Landscaping and Lawn Care
Garbage Collection
General Contractor
Handyperson
Painting
Plumbing
Paving and Asphalt installation, Service and Repair
Creative Services
Advertising and Promotions Managers
Editorial Services
Graphic Designers
Marketing
Photo Editing, Scanning and Restoration
Photographer
Print Binding and Finishing Workers
Videographers
Wedding and Event Invitations
Writer
Financial Services
Accountant
Actuarial Service
Business Financing
Credit Authorizers, Checkers and Clerks
Debt Relief Services
Financial Adviser
Financial Examiners
Loan Officers
Securities, Commodities and Financial Services
Sales Agents
Title Loans
Food and Beverage
Bakery
Caterer
Coffee Shop
Food Truck
Grocery Store
Restaurant
Retail
Convenience Stores
Electronics Store
Farmers Market
Grocery Store
Hardware Store
Pet Stores
Retail Stores
Sports and Fitness
Dance Instructor
Fitness Instructor
Fitness Studios
Golf Instructor
Indoor Cycling Instructor
Martial Arts Instructor
Personal Trainer
Sports Coach
Umpires, Referees and Other Sports Officials
Yoga Instructor
● Revenue limit: $5 million
● $0 deductible
● Occurrence form
PROFESSIONAL LIABILITY
Architects and Engineers
Architect
Home Inspectors
Engineer
Interior Designer
Arts and Entertainment
Music Production Services
Video and Film Production
Music Entertainment
Financial Services
Accountant
Insurance Professionals
Claims Adjuster
Insurance Agent
Insurance Appraisers
Insurance Inspector
Real Estate Services
Property Manager
Real Estate Agent
Real Estate Appraisal
Real Estate Brokers
Venues and Event Spaces
● Revenue limit: $5 million
● $2,000 deductible
● Claims made
● Defense within limits
● Defense outside limits: AK, AR, NJ, NY, VT
TOOLS & EQUIPMENT
Cleaning
Carpet Cleaning
Floor Waxing
House Cleaning and Maid Service
Janitorial Services
Pressure Washing
Window Cleaning
Contractors
Appliance Installation, Service and Repair
Debris Removal
Fence and Gate Installation
Landscaping and Lawn Care
Garbage Collection
General Contractor
Handyperson
Painting
Plumbing
Paving and Asphalt installation, Service and Repair
Tools & Equipment Insurance: Currently available as an add-on to General Liability.
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COMMERCIAL PROPERTY
Auto Service and Repair
Auto Body Shop
Auto Parts Store
Auto Repair Shop
Car Wash
Oil Change Station
Tire Shop
Beauty and Personal Care
Barber
Cosmetologist
Day Spas
Esthetician Services
Hair Stylist
Laundry Services
Makeup Artists
Nail Technician
Shoe Repair
Tailors, Dressmakers and Custom Sewers
Cleaning
Carpet Cleaning
Floor Waxing
House Cleaning and Maid Service
Janitorial Services
Pressure Washing
Window Cleaning
Consulting
Art Consultants
Business Consulting
IT Consulting or Programming
Occupational Health and Safety Specialists
Other Consulting
Training and Development Specialists
Translator
Contractors
Appliance Installation, Service and Repair
Debris Removal
Fence and Gate Installation
Landscaping and Lawn Care
Garbage Collection
General Contractor
Handyperson
Painting
Plumbing
Paving and Asphalt installation, Service and Repair
Creative Services
Graphic Designers
Photographer
Videographer
Food and Beverage
Bakery
Caterer
Coffee Shop
Food Truck
Grocery Store
Restaurant
Pet Services
Dog Walker
Pet Boarding
Pet Groomers
Pet Training
Veterinarians
Retail
Convenience Stores
Electronics Store
Farmers Market
Grocery Store
Hardware Store
Pet Stores
Retail Store