We, at Karstens Financial, not only find you the right commercial insurance protection but can also help you save by assessing all the areas of your risk. We are able to find the best quote from a group of many options.

You can also save by bundling; by adding all different types of policies, such as property, liability, auto insurance into one policy. By adding all policies together, you can end up saving with discounts on your multi-policy.

Also, by selecting higher deductibles on your policies, it will lead to a lower premium. But ensuring that you can easily afford that deductible in an unfortunate situation where you have a loss. But just moving from $500 deductible to $2500 deductible can bring your premium low.

You can also gain discounts if you have had good loss history. What this means is that you have not filed or have very few claims, insurance companies will often give you discounts based on your history.

Having your property covered with surveillance, fire sprinkler system, alarm system for theft and vandalism can also give you discounts.

Incorporating safety programs to reduce risks at at workplace and having a safer work environment while providing ongoing safety training to prevent accidents and injuries can also reduce premium.

There are many other areas that can save you in your commercial insurance or property insurance.

Among these, the most important is to work with your insurance provider to identify and implement loss control measures for your commercial coverage. We at Karstens Financial have your back and provide personalized advice that is tailored to your commercial insurance needs.