Each year there are 29.2 million emergency room visits, 4.5 million dog bites, and 4.4 million medically consulted motor-vehicle injuries, with motor vehicle deaths, injuries and property damage costs $377.8 billion on average. In addition to accidental physical injuries, a Personal Umbrella policy also protects against libel and slander. This becomes more critical to your clients as social media use continues to increase across all age groups..

Coverage Details and Features

Available Limits

Primary and Excess Coverage limits available
Monoline Comprehensive Personal Liability available
Uninsured and Under-insured Motorist Coverage limits up to $1 million
Admitted & non-admitted markets
Youthful drivers/High-risk drivers
Extending over disclosed residences/autos/drivers/watercraft/vacant land/farmers
Canadian national coverage available
Minimum underlying layer:
- Home: $300K
- Auto: $250/500/100 or 300 CSL

Additional Features

Multiple residences and vehicles are eligible